Recent repossession figures published by the Council of Mortgage Lenders (CML) should serve to reinforce the view that UK mortgage assets are continuing to perform well.
This is according to the CML itself, which noted the sector has stood strong despite pressures such as the credit crunch, the recession and the current European debt crisis.
Statistics provided by the group showed the number of properties taken into possession by lenders in quarter three of 2011 came to 9,200 - a sum almost unchanged from the 9,100 recorded over the previous three-month period.
It means the overall amount of repossessions this year stands at 27,500, which equates to four per cent fewer than across the same nine-month spell in 2010.
The CML - whose members make up almost 95 per cent of all residential mortgage lending in the UK - pointed out this means the UK mortgage market has a track record of performing well throughout a lengthy period of difficulty.
It noted arrears are now standing at levels that are less than half of those witnessed during the last economic downturn of the early 1990s.
UK repossession data supports mortgage market performance
Fri, 18 Nov 2011
Recommended links
Stop home repossessionMortgage arrears and repossessions
Repossession questions
Repossession and government help
Repossession and independent help
Costs after possession
What happens to repossessed properties
Debt help
Mortgages
Equity release
Equity release calculator
Expected rise in home repossessions
Welsh town highlighted as repossession hotspot
Second charge repossessions have fallen
Property repossession can be traumatic
Home repossessions occur every 15 minutes
Home repossession levels may be worse than the 90s
Home repossession threat an increasingly common problem
Levels of repossessions to rise before Christmas
Home repossessions should be a last resort
Outstanding repossessions remain stable for UK prime RMBS
Remortgaging to pay off debts can lead to repossessions
MP claims repossessions should be made easier
CML publishes new repossession guidance for lenders
Lease option contracts may lead to repossessions
Mortgage debt increase adding to repossession numbers
Rising unemployment adding to repossession fears
Tackling credit card debt could reduce repossession risk
Repossessions may be avoided with offset mortgages
Overspending could heighten repossession risk
Inheritance peak could ease repossession fears
Repossessions being controlled by low interest rate
Homeowners may open up about repossession fears
Needless spending may lead to more home repossessions
Low consumer confidence could signal repossessions upturn
UK mortgage market
