Homeowners concerned about the prospect of their property being repossessed may wish to consider a long-term mortgage deal in the future.
According to Ben Wilkie, editor of What Mortgage, five and ten-year home loan packages will become increasingly popular over the course of the coming years even though Britons traditionally prefer shorter-term products.
Mr Wilkie explained that a growing number of banks and building societies are now creating mortgages that are "more attractive" to borrowers seeking added security in the present fragile economic climate.
"There is a bit more choice in the market and there is quite a lot more competition in the UK than there is in almost any other market," he noted.
Earlier this week (February 13th), the Council of Mortgage Lenders revealed that the number of new house purchase loans granted in December 2011 increased by seven per cent year-on-year.
But Mr Wilkie went on to say this trend may not last as people are becoming more eager to stick with one provider for an extended period of time.
Long-term mortgages becoming more popular
Wed, 15 Feb 2012
Recommended links
Repossession helpRepossession process
Mortgage arrears and repossession
Struggling to repay debts
Stop repossession enquiry form
Repossession advice
What happens to repossessed properties?
Repossession questions
Free Mortgage Review
Compare mortgages
Debt guides
Equity release
Alleged mortgage fraud victims could face repossessions
UK repossession data supports mortgage market performance
Mortgage debt increase adding to repossession numbers
Repossessions may be avoided with offset mortgages
Second charge mortgage repossessions down in 2011
Homewoners Facing Repossessions Need Mortgage Advice
Homeowners urged to prepare for mortgage hikes to avoid repossession
Mortgage Payments Must Be Priority if Repossessions are to Be Avoided
Repossessions to Increase as Total Number of Mortgage Defaulters Increase
Funding Mortgage Payments with Credit Cards Could Lead to Repossessions
Mortgage Holders to Get New Protection to Avoid Repossession
Repossessions Set to Increase as Mortgage Lenders Become Impatient
Mortgage Approvals To Lie Low in Time of Rising Repossessions
